Seller guide

How to check official records after a sheriff or tax sale

Start with the office that held the sale. Ask whether a schedule of distribution was filed, whether debts and liens were fully paid, and whether any excess remains. In Philadelphia, the Sheriff's HART program says homeowners can contact it directly. Not every sale has surplus, and a private finder is never required.

Identify the sale

Find the sale date, docket number and type of sale from your paperwork.

Ask about distribution

Under Pa. R.C.P. 3136, a proposed schedule of distribution is generally filed within 30 days after a sheriff sale, and exceptions may be filed within 10 days after filing. A lawyer can explain how this applies.

Philadelphia specifics

The Sheriff's HART program describes potential excess after debts and liabilities are settled. Main line (215) 686-3560.

Who holds the money?

Find out which office holds any funds before you act. Excess from a sheriff or tax sale is usually held by the county office or court that ran the sale. Pennsylvania Treasury separately holds unclaimed property, such as forgotten accounts or uncashed checks. You can search Treasury's site and claim directly for free. Treasury's finder registration and fee-cap rules cover Treasury-held property; do not assume they apply to county sale funds.

Tax sales

Tax-sale distributions follow tax-sale law and the Tax Claim Bureau's process. Ask that office.

Before signing with anyone

If a company offers to recover funds, ask what they charge, what authority you are giving, and whether you could do it yourself. Get independent legal advice.

Optional records conversation

WorkWithBar offers an optional, separate conversation about organizing records. It is not legal representation, is unrelated to buying property, and any fee or authority would be disclosed in writing first.

Heirs and estates

If the former owner has died, any claim usually runs through the estate. The personal representative, not an individual heir, is often the person who acts. An estate lawyer can confirm who has standing before anyone contacts the official office.

Common reasons there is no surplus

Sale prices often cover only the judgment, costs and other liens such as taxes, water bills or second mortgages. Liens are generally paid in a priority set by law. When nothing remains after those, there is no excess to distribute, and that outcome is common rather than unusual.

Records to request

  • Sale date and docket number
  • Schedule of distribution
  • List of paid liens
  • Any excess held
  • How to file a claim with the official office

Questions people ask

How long do I have to claim?

We do not state claim deadlines. Ask the official office and a lawyer.

Can heirs claim?

Possibly, through the estate. A lawyer can advise.

Will you estimate my surplus?

No. Only the official records determine any amount.

Is HART the same in other counties?

No. HART is Philadelphia's program; other counties have their own processes.

Related pages

Request a property review

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Bar has more than 25 years in real estate across Philadelphia, Pennsylvania, New Jersey and Delaware.

WorkWithBar is a private business. It is not a government agency, court, HUD- or PHFA-approved housing counselor or law firm, and it does not provide legal or credit-repair services. This intake does not establish a brokerage relationship. Any written proposal will disclose the buyer, their role, the terms and any compensation.

WorkWithBar is a private relationship and opportunity desk. It is not a lender, mortgage broker, broker-dealer, registered investment adviser, bank, law firm, or guarantee of funding, investment, or introductions.

Educational information only, not legal advice. Sources checked 2026-11-01; this page has not been reviewed by a lawyer. Programs, phone numbers and dates change — confirm with the official office. Questions: Jabbar@workwithBar.com.

Sources