Loans & financing
Match the financing conversation to the property and the plan.
Prepare the property details, requested amount, timeline and exit strategy a lender needs to assess a financing request.
Discuss a Financing RequestLoan categories above are educational. WorkWithBar is not a lender, mortgage broker, broker-dealer, registered investment adviser, bank or law firm, and does not guarantee funding, investment or introductions.
Bridge financing
Short-term capital to acquire or reposition a property before longer-term financing. Trade-off: speed and flexibility at a higher cost.
Renovation / fix-and-flip
Funds purchase and rehab, often in draws. Lenders look closely at the scope, budget and your exit.
Rental / DSCR
Sized on the property’s rental income relative to the debt payment rather than personal income alone.
Construction
Ground-up or heavy rehab with staged funding. Expect scrutiny of plans, permits, budget and the builder.
Commercial
Multifamily, mixed-use, retail and industrial loans underwritten on the asset’s performance and the sponsor.
What to prepare
- Property state and type
- Business-purpose use
- Acquisition or refinance
- Price or current value
- Loan amount requested
- Project stage
- Timeline
Never send a Social Security number, bank credentials or authorize a credit pull through this site.
Common questions
Are you the lender?
No. WorkWithBar helps organize the request and the conversation; any loan decision is made by the lender.
Do you offer consumer mortgages?
No. This page covers business-purpose investment property financing only.
What rates can I expect?
Rates and terms depend on the lender, property and borrower. This site does not quote rates or approvals.