What you give up and gain
Listing invites competition, which can raise price, but takes preparation, showings and time. Buyer financing and inspections can fall through. A direct sale usually has fewer steps and fewer contingencies, but one buyer sets the price, so you lose open-market comparison.
Know who you are dealing with
Some companies that advertise "we buy houses" are the buyer; others assign the contract to someone else for a fee. Either can be legitimate, but you should know which. Any proposal from WorkWithBar must disclose the buyer, their role, the terms and any compensation in writing. We do not claim a brokerage license.
Questions to ask any direct buyer
Who will sign as buyer at settlement? Do you intend to assign this contract? What deposit will you put down, and when is it at risk? What contingencies apply? Who pays which settlement costs?
Questions to ask any agent
What commission and listing term do you propose? What preparation do you recommend and what will it cost? How did you arrive at the suggested list price? What happens if I want to end the listing?
Run both paths through the same worksheet
Put each path's price and costs into the net proceeds worksheet. Comparing net figures, not headline prices, shows the real difference. Remember both are estimates until you have a payoff statement and title search.
| Factor | Direct sale | Agent listing |
|---|---|---|
| Market exposure | Low | High |
| Repairs | Often as-is | Often expected |
| Commission | Usually none; ask about fees | Usually yes |
| Showings | Few | Many |
| Contingency risk | Usually lower | Financing, inspection |
| Disclosure of buyer role | Ask in writing | Agency relationship disclosed |
