Common warning signs
Promises to stop a foreclosure for a fee; pressure to sign quickly; requests to send mortgage payments to them instead of your lender; asking you to transfer the deed so they can "fix" your credit; and claims of government affiliation.
- Upfront fees for foreclosure help
- Deed transfer as part of a "rescue"
- Pressure to sign today
- Claims of HUD, court or government affiliation
- Instructions to stop talking to your lender
What the Attorney General warned about
In its February 4, 2026 warning, the Attorney General described schemes in which property ownership is transferred under the guise of refinancing or tax assistance. Read the official warning.
Surplus-funds approaches
After a sale, you may be contacted by people offering to recover money for a fee. In Philadelphia, the Sheriff states homeowners can contact it directly; a private finder is not required. Check with the official office before signing any assignment.
How to protect yourself
Use free counselors first. Read everything. Never sign a blank document. Have an independent lawyer review any deed, power of attorney or assignment. Keep paying your lender unless a counselor or lawyer advises otherwise.
How WorkWithBar operates
We are private, not a government agency, counselor or law firm. We do not charge upfront fees for reviews, promise to stop foreclosures, or ask for deeds or powers of attorney. Any proposal discloses buyer, role, terms and compensation in writing.
